Annual Percentage Yield is accurate as of the last dividend declaration date March 26, 2024. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
| Account Type | Minimum Opening Deposit | Minimum Balance to Earn APY | Limitations* | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
| Dividends Compounded quarterly and will be credited quarterly. | |||||
| Regular Share Account | $25.00 | $100.00 | Transfer & Withdrawal* | 0.25% | 0.25% |
| Youth Share Account | $10.00 | $10.00 | Transfer & Withdrawal* | 0.25% | 0.25% |
| Teen Share Account | $15.00 | $15.00 | Transfer & Withdrawal* | 0.25% | 0.25% |
| Christmas Account | -- | -- | Withdrawal* | 0.25% | 0.25% |
| Vacation Account | -- | -- | Withdrawal* | 0.25% | 0.25% |
*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.
| Account Type | Minimum Opening Deposit | Minimum Balance to Earn APY | Limitations* | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
| Dividends will be compounded monthly and will be credited monthly. Average Daily Balance Method. | |||||
Money Market $1,000.00 - $2,499.99 |
$1,000.00 |
$1,000.00 | Transfer* |
0.35% |
0.35% |
| Advantage Share Draft Account | $350.00 | $350.00 | -- | 0.07% | 0.07% |
| Premier Advantage Share Draft Account | $750.00 | $750.00 | -- | 0.10% | 0.10% |
| Convenience Share Draft Account | $25.00 | -- | -- | -- | -- |
*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.
Annual Percentage Yield is accurate from December 11, 2024. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
| Terms | Dividend Rate | Annual Percentage Yield | Renewable |
|---|---|---|---|
| Certificate Account | |||
| • Minimum Opening Deposit - $1,000.00 • Dividends Credited - At Maturity* • Dividend Period - Term of Account* |
• Dividends Compounded - At Maturity* • Additional Deposits - Not Allowed • Withdrawals - Allowed with Penalty | ||
6 months |
1.87% |
1.87% |
Not Automatic |
| 1 year | 2.37% | 2.37% | Not Automatic |
| 2 years | 2.19% | 2.19% | Not Automatic |
| 3 years | 2.08% | 2.08% | Not Automatic |
| Terms | Dividend Rate | Annual Percentage Yield | Renewable |
|---|---|---|---|
| Traditional IRA Account/Roth IRA Account | |||
| • Minimum Opening Deposit - $250.00 • Dividends Credited - Quarterly • Dividend Period - Calendar Quarterly |
• Dividends Compounded - Quarterly • Additional Deposits - Allowed* • Withdrawals - Allowed with Penalty |
||
1 year |
2.27% |
2.27% |
Automatic |
| 2 years | 2.15% | 2.15% | Automatic |
| 3 years | 2.04% | 2.04% | Automatic |
| 4 years | 2.01% | 2.01% | Automatic |
| 5 years | 2.07% | 2.07% | Automatic |
| Terms | Dividend Rate | Annual Percentage Yield | Renewable |
|---|---|---|---|
| Educational IRA Account | |||
| • Minimum Opening Deposit - $250.00 • Dividends Credited - Quarterly • Dividend Period - Calendar Quarterly |
• Dividends Compounded - Quarterly • Additional Deposits - Allowed* • Withdrawals - Allowed with Penalty |
||
1 year |
2.27% |
2.27% |
Automatic |
| 2 years | 2.15% | 2.15% | Automatic |
| 3 years | 2.04% | 2.04% | Automatic |
| 4 years | 2.01% | 2.01% | Automatic |
| 5 years | 2.07% | 2.07% | Automatic |
| Terms | Dividend Rate | Annual Percentage Yield | Renewable |
|---|---|---|---|
| CU 101 Certificate (Ages 0-22) | |||
| • Minimum Opening Deposit - $500.00 • Dividends Credited - At Maturity* • Dividend Period - Calendar Quarterly |
• Dividends Compounded - At Maturity* • Additional Deposits - Allowed* • Withdrawals - Allowed with Penalty |
||
6 months |
1.87% |
1.87% |
Automatic |
| 1 year | 2.37% | 2.37% | Automatic |
| 2 year | 2.19% | 2.19% | Automatic |
| 3 year | 2.08% | 2.08% | Automatic |
*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.
NCUA Part 707.11 the following items when advertising the promotion of overdraft payments (including messages posted on the internet site), provided the product is not subject to Reg. Z (A written overdraft line of credit agreement is governed by Reg Z)