Valdosta Teachers FCU has designed three programs to provide today's youth with an opportunity to learn the fundamentals of sound financial planning. Our Youth (age 0-12), Teen (age 13-17) and Young Adult (age 18-22) programs make saving easy and fun. Youth ages 0-22 can open a share account at Valdosta Federal FCU and begin enjoying all the benefits of credit union membership.

Youth Accounts

Products/Services included in Valdosta Teachers FCU Youth Program:


  • Youth (age 0-12) minimum deposit - $10.00
  • Teen (age 13-17) minimum deposit - $15.00
  • Young Adult (age 18-22) minimum deposit - $25.00


  • Required Opening Deposit: $500
  • Terms: 6 mo, 1 yr, 2 yr, 3 yr
  • Rate: See Truth-in-Savings Disclosure
  • Automatic Renewal
  • Additional deposits allowed in increments of $50.00

SHARE DRAFTS (Ages 13-22)

  • $25 minimum deposit
  • No Minimum Balance
  • Parent/Legal Guardian Required (Ages 13-17)
  • Discount on Checks

Note: Once a member reaches Age 23, Share Draft Account automatically converts to Basic Share Draft Account.


  • Debit Card (Ages 14+)
  • Cosigner Required (Ages 14-17)

Please contact us for more information about the Youth Program. Click here for rate information on Youth Accounts.